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Privacy Policy

Your Privacy

The Investment Center, Inc., (TIC) respects your privacy and is committed to protecting your personal data. This privacy notice will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

 

Who we are?

TIC is the controller and responsible for your personal data (collectively referred to as “we”, “us” or “our” in this privacy notice).

“TIC Affiliates”, when mentioned in this Privacy Policy, refers to any third party websites or service providers that TIC utilizes for advertising, marketing, or other services.

If you have any questions about this privacy notice, including any requests to exercise your legal rights, please contact us at [email protected].

 

What information do we collect?

Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together follows:

  • Identity Data includes first name, maiden name, last name, username or similar identifier, marital status, title, date of birth and gender.
  • Contact Data includes home address, work address, email address and telephone numbers.
  • Technical Data includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website.
  • Profile Data includes your username and password, your interests, preferences, feedback and survey responses.
  • Usage Data includes information about how you use our website, products and services.
  • Marketing and Communications Data includes your preferences in receiving marketing from us and our third parties and your communication preference.


We also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.

 

How do we use personal information?

We may use the Personal Data we collect from and about you for the purposes set forth below. We may use and disclose Other Information for any purpose, except if it is considered Personal Data under applicable law. If we combine Other Information with your Personal Data, we treat the combined information as Personal Data.

To improve the quality of our products and services and to personalize your experience by presenting content, products and offers tailored to you, we may also combine the Personal and Other Information we collect with information relating to your use of other TIC products, services and websites. In addition, we may supplement the Personal Data and Other Information we collect with information from other sources, such as publicly available information from social media services, commercially available sources, and information from TIC or business partners.

Through third party analytics providers, ad networks, and advertisers, we can track your online activities over time and across third party websites, apps and devices, by obtaining information through automated means.

This information, along with information we gather when you log in, can be used to understand use across sites and devices to help improve our products, remember your preferences, provide content recommendations, and show you advertisements on the TIC or other third party websites and apps that may be tailored to your individual interests.


To Provide, Measure and Improve Our Products And Services

We use the information we collect from and about you to provide our products, services and features to you, including but not limited to: create and manage your account, send you information about your relationship with us, measure and improve services and features, allow you to engage with us, provide you with customer support, and to respond to inquiries.


To Deliver Relevant Content and Recommendations

To make your experience more interesting and personalized, we may use any of the Personal Data and Other Information we collect to assist us in delivering content on our TIC website.


To Deliver Advertising and Interest-Based Advertising

TIC and our service providers may use any of the information we collect from and about you to assist us in delivering ads about products and services tailored to your individual interests. We may work with third party online advertising companies, advertisers and ad networks who help deliver these ads to you. These third parties may collect and use information about your activities on our TIC website, and Other Information about you, to limit the online ads you encounter to those we believe are consistent with your interests.  To the extent required by applicable law, we will obtain your consent before using your information for interest-based advertising.


To Allow Social Sharing Functionality

If you log in with or connect a social media service account with a TIC Service, we may use Personal Data and Other Information to facilitate your sharing of information between the TIC and your social media service.


To Contact You

TIC may periodically send promotional materials, with your permission where required, surveys, market research, contest or promotional awards, or notifications related to our products and services. To help make these materials more relevant to you, we may use and combine any of the Personal Data and Other Information we collect to assist us in sending you these materials. We may also use your information (including a telephone or mobile number you may have provided for this purpose) to contact you, including to respond to your comments, inquiries or requests.


To Protect The Rights of TIC And Others

TIC may use your Personal Data as we believe to be necessary or appropriate in order to: protect, enforce, or defend the legal rights, privacy, safety, or property of TIC, our TIC Affiliates or their employees, agents and contractors (including enforcement of our agreements and our terms of use); protect the safety, privacy, and security of users of our products and services or members of the public; protect against fraud and other unlawful activity or for risk management purposes; comply with and enforce the law or legal process, including laws outside your country of residence, contractual obligations, and our policies; or respond to requests from public and government authorities, including public and government authorities outside your country of residence, to the extent permitted by applicable law.

 

When do we share personal data?

TIC and its subsidiaries may share your Personal Data with one another, as well as with TIC Affiliates for the purposes described in this Privacy Policy, including for each company's marketing purposes if you have consented to such use. TIC is the party responsible for the management of the jointly-used Personal Data.

In addition, we may share your Personal Data with non-affiliated third parties when sharing is permitted by you or authorized by this Privacy Policy, including:


To Allow Third-Party Service Providers To Assist Us In Providing and Managing Our Services

We may make your Personal Data available to third party service providers, such as contractors, agents or sponsors, or TIC Affiliates, who help us manage or provide our products and services by, for example: developing or supporting products and features; sending email messages on our behalf; processing payments; fulfilling orders; auditing; processing data or statistics; and serving, customizing or delivering marketing. These third party service providers are required to protect Personal Data entrusted to them and not use it for any other purpose than the specific service they are providing on our behalf.


To Provide Co-Branded Services and Features

We may offer co-branded services or features, such as conferences, events, contests, sweepstakes or other promotions together with a third party ("Co-Branded Services"). These Co-Branded Services may be hosted by TIC or on the third party's service. By virtue of these relationships, we may share the information you submit in connection with the Co-Branded Service with the third party. The third party's use of your information will be governed by the third party's privacy policy.


To Protect The Rights Of TIC and Others

There may be instances when TIC may disclose your Personal Data, including situations where we have a good faith belief that such disclosure is necessary in order to: protect, enforce, or defend the legal rights, privacy, safety, or property of TIC, our TIC Affiliates or their employees, agents and contractors (including enforcement of our agreements and our terms of use); protect the safety, privacy, and security of users of our products and services or members of the public; protect against fraud and other unlawful activity or for risk management purposes; comply with and enforce the law or legal process, including laws outside your country of residence, contractual obligations, and our policies; or respond to requests from public and government authorities, including public and government authorities outside your country of residence, to the extent permitted by applicable law.

 

How do we secure personal data?

TIC uses a combination of administrative, technical, personnel and physical measures to safeguard Personal Data in its possession against accidental, unlawful or unauthorized loss, use, access, disclosure or modification. We make reasonable efforts to ensure a level of security appropriate to the risk of the processing, taking into account the costs of implementation and nature of the processing of Personal Data. However, no one can guarantee the complete safety of your information. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting Customer Service in accordance with the instructions below.

We will retain your Personal Data for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or allowed by law.

 

Your rights in relation to personal data

We give you many choices regarding our use and disclosure of your Personal Data for marketing purposes.


To Opt Out Of Direct Marketing From TIC And TIC Affiliates

You may opt out of receiving electronic communications from us (including surveys, notifications, or promotions from us on behalf of third parties), or our sharing of your Personal Data with TIC Affiliates for their direct marketing purposes, by following the unsubscribe instructions at the bottom of each email. You can opt out of direct marketing from TIC Affiliates by using the unsubscribe links they provide.

Please note that there are certain service notifications that you may not opt out of, such as notifications of changes to TIC products and services or policies.


To Opt Out Of Online Interest-Based Advertising

Please refer to the TIC Cookie Policy for more information regarding Cookies.

 

How To Access, Correct or Update Your Personal Data

You can access, review, correct, update, delete or modify your registration profile information and modify your marketing preferences by contacting Customer Service, as indicated below. Most subscribers and registered users can also update their Personal Data online by signing on to their accounts and visiting the appropriate account management sections of our websites.

Where you have provided your consent for our use of your Personal Data, you have the right to withdraw your consent and we will apply your preferences going forward.

For your protection, we may only implement requests with respect to the Personal Data associated with the particular email address that you use to send us your request, and we may need to verify your identity before implementing your request. We will try to comply with your request as soon as reasonably practicable.

Please note that we may need to retain certain information for recordkeeping purposes and/or to complete any services you began prior to requesting such change or deletion.

 

California Privacy Rights

Subject to certain limitations, California Law permits our customers who are California residents to request certain information regarding our disclosure of Personal Data during the preceding calendar year to third parties for their own direct marketing purposes. To make such a request, California residents can write to us at [email protected], and include your name and the address to which you would like us to respond.

 

Linking to other websites / third party content

This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.

 

How to contact us?

If you have questions about this Privacy Policy or how we or our service providers handle your Personal Data, please contact our compliance department at P.O. Box 770, Bedminster, NJ 07921.  1-800-345-8041, or by emailing us at [email protected].